Today, if necessary, urgently to receive money in cash - it is not necessary to contact the bank for a loan. But there are many different MFIs on the market - how do you choose the best option? If you need a quick cash loan, take the unique opportunity to compare all the conditions on the microloan aggregator site, where information about the best microfinance organizations in Russia is collected and cataloged.
In 1 minute you can choose the best option for yourself by the sum of the minimum and maximum microloan, the terms for which you can take it, as well as its interest rate. When choosing you will immediately be available information on the requirements for the borrower, the possibility of renewal. You can immediately evaluate your chances, since each of the MFIs shows the percentage of approval based on the previous history, and marks whether a borrower with a bad credit history has a chance. Information is constantly updated taking into account changes on the websites of MFIs, which will allow you to choose the best conditions that meet your requirements.
Basic requirements
Microfinance organizations do not make excessive demands on customers, so almost everyone can use the services. The client must have a regular income and not have a disability. Age restrictions in microfinance organizations are 18 - 75 years, but it should be noted that some companies offer their services only when they reach a client of 21 years. Many MFIs do not have a maximum age.
Loans to MFIs are available only to Russian citizens.
Documents
You can apply for a loan with an MFI by providing only a passport. It should be noted that downloading scans of documents may be required.
At registration, you will need a mobile phone and email address. It should be noted that an urgent loan can be issued from absolutely any device that is connected to the Internet.
Clearance process
Making a loan is easy enough. In time it takes no more than 15 minutes. The first thing you need to do is go to the company’s website, the conditions of which fully comply with the requirements. There is a loan calculator on the website of any service. After indicating the amount and period of use of money, he will calculate the exact date of payment and the amount of debt with interest. If everything suits you need to fill out an application. All necessary information should be filled. If you need to get a large sum, additional information should be indicated, so you can increase the chances of approving the application.
It should be noted that the questionnaire should never contain errors and false information. Upon detection, the service will refuse to provide a loan.
The decision is made in just a few minutes. Next, the client will have to indicate the address of the point at which he wants to receive the money. You can withdraw funds 15 minutes after signing the contract. It should be noted that an electronic signature is used for signing.
Features
To obtain a loan through the MFI system, the applicant must have a passport with him. To receive funds, the borrower must provide the transfer code and provide a document, after which you can get the money. The funds received can be spent at your discretion. After all, the loan is inappropriate and there is no need to report to the creditor.
It should be noted that very often customers cannot pay the debt in due juice. Therefore, companies began to offer customers an extension of time. In this case, the client indicates in his personal account the number of days and pays interest. The term is extended automatically. This does not affect credit standing.